Non-Ownership Legal Liability

This liability insurance is available to Charter Operators who operate aircraft that are not owned by them. In terms of the Air Services Licensing Act there are minimum levels of liability required to be insured in respect of flights for reward. In terms of Section 11 of the Aviation Act the registered Owner of the Aircraft or the Charter Operator if they have been operating the aircraft for 14 days or more, is absolutely liable (no proof of negligence) in respect of loss or damage caused to persons or property on the ground. Whilst it is market practice for the owner of the aircraft to take out the required Liability insurance, in some instances, the owner will insist that the charter company is responsible for the extra liability limit required in terms of the law.