Entries by bob.howse

Personal Accident

Personal Accident is a benefit which is payable to the Insured/insured beneficiary in the event of the Insured suffering Bodily Injury as a result of an accident caused by violent, accidental, external and visible means. There are two types of cover: – Flight risks only 24 hour cover There are four levels of cover: – […]

Loss Of Use

This policy insures against the Insured’s inability to utilise any of the Scheduled Aircraft as a direct result of accidental damage arising from a peril insured under the relevant Hull All Risks policy covering the aircraft. Coverage may be extended, at an additional cost, to include loss consequent upon war and allied perils or engine […]

Total Loss Policy

Provides for the payment of a pre-agreed sum only in the event of a claim under the Hull All Risks policy being settled on the basis of an actual Total Loss (TL) or Constructive Total Loss (CTL). It does not apply if the basis of the settlement is a partial loss, cash in lieu of […]

Loss Of Licence

Is a benefit which is payable to the Insured in the event of the Insured having lost his licence/licences due to long term unfitness assessment being issued by the Licence Issuing Authority during the policy period or within 12 months after the expiry of the policy as a result of: Personal injuries or illness caused […]

Non-Ownership Legal Liability

This liability insurance is available to Charter Operators who operate aircraft that are not owned by them. In terms of the Air Services Licensing Act there are minimum levels of liability required to be insured in respect of flights for reward. In terms of Section 11 of the Aviation Act the registered Owner of the […]

Hull All Risks & Hull Ground Risks

Covers the aircraft against accidental loss or damage whilst being taxied, grounded or in flight except where specifically excluded, less any applicable deductible and/or betterment. Specific exclusions include war and allied perils and engine breakdown.

Hull War & Allied Perils

Covers loss or damage to the Aircraft, which is specifically excluded under the Hull All Risks policy by virtue of the War Risks Exclusion Clause. Risks covered include war, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, martial law, military or usurped power or attempts at […]